Welcome to the NO.1 digital banking savings bank! We offer a comprehensive suite of financial services including deposits, cards, loans, credit management, and life services, all designed to enhance your financial well-being.
NO.1 digital banking savings bank!
- No. 1 in cumulative app downloads in the savings bank sector
- No. 1 in cumulative app users in the savings bank sector
Based on App Annie (as of December 31, 2023)
‘Well Bang Walking Savings’ - Earn interest rates up to 10% per annum just by walking! We provide preferential interest rates based on the number of steps you achieve within the subscription period.
WELCOME! - Get a preferential interest rate of up to 7% per year on your first transaction! New account holders can enjoy a special interest rate for 30 days.
Welcome My Data - Worried about managing your assets and liabilities? We've got you covered. Through our interest reduction project, we've helped save a total of KRW 8,334.98 million as of March 14, 2024. We'll collect and manage all your debts and inform you about possible transfer loans. Plus, with our credit weather feature, you can easily keep track of your credit management.
Easy and Convenient Account Opening - Open an account anytime, anywhere, 24/7, without the need for a face-to-face meeting. No public certificate? No problem! Just use pattern or fingerprint authentication and a 6-digit authentication number. We also have specialized accounts tailored for Payers, office workers, and bosses, complete with special benefits.
‘Wellbang Lounge’ - Don't miss out on our exclusive prize benefits! With Well Bank Walking, loan customers can earn up to 100 won per day and up to 3,000 won per month, while receiving customers can earn up to 40 won per day and up to 1,240 won per month. Try your luck with Well Bang Lotto by guessing 6 numbers from 0 to 9, or predict whether the week will be odd or even with Well Bang Odd or Even for a chance to win weekly prizes.
Convenient Financial Services in Your Life - With Wellbang, transferring money is as simple as holding and dragging your account cards. View your total assets, detailed status, and savings goals all on one page. Curious about your car's value? Just enter the license plate number to find out. Our ‘Automatic Payment’ service makes paying utility bills and other fees a breeze. Check your credit score with our ‘free credit management’ service without impacting your credit score.
Electronic Financial Fraud Prevention Service - We offer robust protection against electronic financial fraud with services such as “PC designation service,” “2-channel authentication service,” and “one-time authentication number” service, in line with the Financial Supervisory Service’s guidelines.
Product Information
[Well-Bang Working Savings]
- Subscription target: individual customers
- Contract period: 12 months
- Payment amount: Between 10,000 won and 200,000 won per month
- Interest payment: Lump sum payment at maturity
- Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year
- Preferential interest rate conditions:
- Differential payment based on annual steps achieved (up to 8.0%):
- More than 1 million steps: 1.0%p per year
- More than 2 million steps: 2.0%p per year
- More than 3 million steps: 3.0%p per year
- More than 4 million steps: 8.0%p per year
- Automatic transfer through our bank account at least 6 times (1.0%p)
- Differential payment based on annual steps achieved (up to 8.0%):
[WELCOME first transaction preferential m term savings]
- Subscription target: individual customers
- Contract period: 12 months
- Payment amount: Between 10,000 won and 200,000 won per month
- Subscription conditions: Within 30 days from the first deposit subscription
- Interest payment: Lump sum payment at maturity
- Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year
- Preferential interest rate conditions:
- Automatic transfer through our bank account at least 8 times (1.8%p per year)
- Average deposit/withdrawal account balance of 500,000 won or more from the new deposit date to the day before contractual maturity (1.5%p per year)
Common precautions: In accordance with the Depositor Protection Act, this deposit is protected up to “50 million won” per person (combined with other protected products of this mutual savings bank), including the principal and a certain amount of interest. Please review the product description and terms and conditions before signing the contract. You have the right to receive a sufficient prior explanation of the product, and please understand the explanation before transacting. Interest rates may change, so please refer to the website or app.
Customer Center Operating Hours
- Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
- Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
- Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
- Financial fraud reporting night call center: 02-397-8600/8800
Permission and Purpose of Using Wellbang App
Required access rights:
- Storage space: For storing joint certificates, checking for OS tampering, submitting documents, storing photos, and submitting supporting documents.
- Phone: For identity verification, device verification, and consultation calls.
- App activity: To collect app information and detect malicious apps by obtaining broad package visibility rights to prevent electronic financial transaction incidents.
Optional access rights:
- Contacts/Address Book: To use functions such as contact transfer, sending SMS, purchasing coupons, and selecting recipients when recommending a friend. Functionality may be limited if you do not consent.
- Camera: For photo identification, face authentication, document submission, etc. Functionality may be limited if you do not agree.
- Photos and videos: To save photos and collect photos submitted as supporting documents. Functionality may be restricted if you do not consent.
- Notification: To receive notifications of important notices, events, and promotions. You may be restricted from receiving notifications if you do not consent.
Items for Investigation of Credit Disorderly Conduct
- Malicious app detection information, diagnostic information on detected malicious apps
Welcome Savings Bank Co., Ltd.
- CEO: Daewoong Kim
- Business registration number: 120-87-93876
- Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07)
- Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)
What's New in the Latest Version 3.4.9
Last updated on Oct 22, 2024
- Improved app usage environment and stability
